To check if you are classed as a high risk member there are a few ways to know. You can firstly click here and see if you are already in a group, does it says "Actfair" or maybe "highrisk" in the group name? If yes, then you are a high risk member.
Another way to see if you are a high risk member is to check your credit history page here, when you use JCI (justcamit)/ Directcam, do you see an "advisor fee" after each chat? If yes, then you are a high risk member.
If you are in dailypay, eg Adultworks Finest Performers and your setting is:
Auto Dailypay, you will not be charged more.
Payout On Request, you will be charged more by AW
Weeklypay, you will be charged more by AW
If you are inside Actfair group, you will always be charged more no matter the setting.